See how much cash might be available to you
You may be able to access up to
without a monthly payment
Now, let’s see how much it will cost
Your initial estimated home value from above: 25.
ⓘ Aspire’s share cannot exceed a maximum return of 18% (annualized, compounding monthly), and if you terminate the agreement within three years of the original closing date, Aspire’s investment return will not exceed 12%
Aspire’s gain or loss reflects Aspire’s share of your property’s change in value from a risk-adjusted “Starting Property Value” established at the beginning of your agreement (equal to appraised value minus 15%). Aspire’s share is based on the amount of home equity you access at the beginning of the agreement, i.e., the size of your Initial Cash Payment. To determine Aspire’s share %, we multiply your Initial Cash Payment (reflected as a percentage of your home’s appraised value) by 3.25. Let’s take an example: if your Initial Cash Payment equals 10% of your home’s appraised value at the beginning of the agreement, Aspire’s share % would be 32.5% (10% x 3.25). At termination, your agreement’s settlement price is determined by applying Aspire’s share % to your home’s change in value (using the risk-adjusted Starting Property Value mentioned above), and adding that amount to (or subtracting it from) the original amount you accessed.
We make it easy to check your eligibility and apply
- Instantly see your home's eligibility and how much cash you can potentially access
- No income requirements
- Dedicated reps are ready to answer questions and help you through the process
