Aspire HEI Product Changes Make Home Equity More Accessible

Accessing your home equity shouldn’t feel complicated or unpredictable. That’s why Aspire has updated the terms of its Home Equity Investment (HEI) to make the product easy to understand and simple to qualify for, providing homeowners with an even better solution for achieving their financial goals.

What’s Changed—And Why It Matters to You

1. No more income requirement or Debt-to-Income (“DTI”) qualification
   
   
   
   • What this means for you: Aspire has removed the income requirement, making it simpler to qualify and quicker to access your home’s equity. Whether you’re self-employed, managing other debts, or have variable/seasonal income, Aspire looks to your home’s value, not your paycheck.*
   
   
2. Homeowner friendly pricing improvements
   
   
   • What this means for you: We’ve simplified our pricing – now, Aspire’s share of your home’s change in value will be set at the beginning of your agreement and will stay the same throughout. We believe this makes it even easier to understand how much of your home’s change in value you’ll share with us, and how the cost of an Aspire HEI compares to other home equity products. Use our calculator  to see our pricing in various scenarios.
   
   
3. Aspire’s HEI now has a 15 – year term
   
   
   • What this means for you: We’ve reduced our standard agreement term from 30 years to 15, which we believe aligns well with modern homeownership trends.
   
   

Aspire HEI Is Here to Make Equity Work for You

Whether you’re planning a renovation, paying down debt, funding retirement, or simply accessing cash by unlocking your home’s value, the Aspire  HEI, which has no monthly payment, is designed to help you move forward—now with even more confidence.

If you think an Aspire HEI might be right for you, see instantly how much equity you could access without a monthly payment*

* Offers, eligibility and other terms subject to underwriting. Other restrictions apply. The information in this post and on the Aspire website is general in nature and should not be considered legal, financial, or tax advice. Customer’s payment to Aspire, if any, determined and paid in a single lump sum at the conclusion of the HEI agreement.